FACTS

WHAT DOES BLUE SKY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security Number
• Payment history
• Transaction history
• Account balances
• Credit history
• Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Blue Sky Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Blue Sky Bank share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-
to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes-
information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes-
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions?

Call 580-772-5574 or go to https://www.fnbwford.com/

Who we are

Who is providing this notice?

Blue Sky Bank

What we do

How does Blue Sky Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also limit access to customer information to those employees whom access is appropriate.

How does Blue Sky Bank collect my personal information?

We collect your personal information, for example, when you

• Open an Account
• Apply for a Loan
• Add someone to an account

We also collect your personal information from others, such as credit bureaus, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes-information about your creditworthiness
• affiliates from using your information to market you
• sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Blue Sky Bank does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Blue Sky Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Blue Sky Bank does not market jointly.

Other Important Information

Card Valet Collected Information:

We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your mobile device's geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions).