Identity Theft

First National Bank and Trust Company has been safeguarding our customers' information since long before identity theft became an issue. Our employees are educated about protecting personal information. We will gladly answer any questions you might have about the safety of your personal information or protecting your financial identity.

Here are some other steps to take to help protect yourself after a data breach:

  • Check your credit reports from Equifax, Experian, and TransUnion - for free by visiting Accounts or activity that you donít recognize could indicate identity theft. Visit to find out what to do.
  • Consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze wonít prevent a thief from making charges to your existing accounts.
  • Monitor your existing credit card and bank accounts closely for charges you don't recognize.
  • File your taxes early - as soon as you have the tax information you need, before a scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. Respond right away to letters from the IRS.
  • If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors you may be a victim of identity theft and they should verify anyone seeking credit in your name really is you.
  • Equifax
    PO Box 740241
    Atlanta, GA 30374
    PO Box 9554
    Allen, TX 75013
    PO Box 2000
    Chester, PA 19016
  • If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission ("FTC"). You also may contact the FTC to obtain additional information about avoiding identity theft.
  • Federal Trade Commission, Consumer Response Center 600 Pennsylvania Avenue NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338)
  • State Attorneys General: Information on how to contact your state attorney general may be found at!attornevs-general/whos-mv-ag.php
  • If you have any questions or think you are a victim of identity theft please contact one of our associates at (580) 772-5575, and together, with our present safeguards and continuing diligence and your awareness, we can meet the challenge of keeping your financial identity private and secure.

Steps to Protect Your Identity

  1. Do not give out financial information such as checking and credit card numbers, or your Social Security number, unless you know the person or organization.
  2. Report lost or stolen checks immediately. Your bank will block payment on them.
  3. Notify your banker of suspicious phone inquiries such as those asking for account information to "verify a statement" or "award a prize."
  4. Closely guard your ATM Personal Identification Number and ATM receipts.
  5. Shred any financial solicitations and bank statements before disposing of them.
  6. Put outgoing mail into a secure, official Postal Service collection box.
  7. If regular bills fail to reach you, call the company to find out.
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