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Personal Savings Account Options

Regular Savings

  • No Minimum opening deposit
  • No Minimum balance to earn interest
  • No Monthly Fee
  • Limit of six transactions per month
  • Excessive item fees will be assessed above the six allotted transactions

Cradle to College Savings

  • Minimum opening deposit of $50.00
  • Interest bearing account, compounded and credited to account quarterly
  • NO WITHDRAWALS will be permitted before the child’s 18th birthday
  • If account is closed before the child’s 18th birthday, a penalty of accrued interest plus 180 days interest will be assessed
  • Interest rates may change at any time

Health Savings Account

  • Minimum opening deposit of $100.00
  • Interest bearing account
  • Monthly service charge of $3.00 if daily balance falls below $100.00
  • Customer must be covered under a High Deductible Health Insurance Plan
  • Money is used for qualified medical expenses as allowed by specified regulations.
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