At First National Bank & Trust Company of Weatherford, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with First National Bank & Trust, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both.

RECOGNITION OF A CUSTOMER'S EXPECTATION OF PRIVACY

We recognize your right to privacy at First National Bank & Trust. We recognize that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.

CUSTOMER BENEFITS OF INSTITUTIONS INFORMATION MANAGEMENT PRACTICES

We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. WE use information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations, to help us design or improve our products and services, and to understand your financial needs so that we can provide you with quality products and superior service.

MAINTENANCE OF ACCURATE INFORMATION

We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concern and correct any inaccuracies.

LIMITATIONS ON EMPLOYEE ACCESS TO INFORMATION

Each first National Bank & Trust employee is required to follow our Company's Code of Ethics," which states that all customer information is considered private and privileged and is to be held in strictest confidence. This information is to be used solely for the purpose of providing you with the finest service available.

PROTECTION OF INFORMATION VIA ESTABLISHED SECURITY PROCEDURES

First National Bank & Trust is committed to the security of your financial and personal information. We maintain and grant access to customer information only in accordance with our internal security standards.

RESTRICTIONS ON THE DISCLOSURE OF ACCOUNT INFORMATION

It is the bank's policy not to reveal specific information about customer account or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence or business matters, unless 1) the information is provided to help complete a customer-initiated transaction; 2) the customer requests or permits it; or 3) the disclosure is required by or allowed by law (e.g., subpoena, investigation of fraudulent activity, request by regulator, etc.).

MAINTAINING CUSTOMER PRIVACY IN BUSINESS RELATIONSHIPS WITH THIRD PARTIES

When the bank conducts business with third parties, it requires its vendors and supplies to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.

PROVIDING PRIVACY INFORMATION TO CUSTOMERS AND RESPONDING TO INQUIRIES

At First National Bank & Trust, we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how First National Bank & Trust protects your confidential information, please call our corporate office at 1-800-774-8507 or E-Mail us at customerservice@fnbwford.com